Ignorance is the cause of the wrong financial decision
Ignorance is the cause of the wrong financial decisionDownload PUBLISHER: MONEY COMPASS, FEB 2013 I found that ignorance is the only reason that leads us to have wrong perception and…
Is it True EFP Investment Schemes Perform Below Actual EPF
PUBLISHER: MONEY COMPASS, APR. 2013. Logically, we would not simply withdraw an amount from EPF Account 1 to invest in another fund if the EPF investment scheme’s portfolio performance…
Common Sense Doesn’t Make Sense
FEATURED IN: BURSAMKTPLC, 6 AUG. 2016 Behavioral finance has shown us that humans are irrational in making decision. In many occasions when we face complex or uncertainty situations, we tend…
Connecting With Humans
FEATURED IN: BURSAMKTPLC, 14 JULY 2016 It was during my practice in financial planning that I realised the human is far more complex than the computer. We have a multitude…
What is Risk to You – Volatility or Fear
FEATURED IN: BURSAMKTPLC, NOVEMBER 1, 2016. Risk means different things to different people. Typically, for professionals like financial planners, risk means volatility. They like to use technical terms…
Paving The Path For Global Recognition
PUBLISHER : FPAM 4E JOURNAL Vol.18, No.2, 2Q2017 Gavin Teoh, CFP, IFP, is no stranger to the financial planning profession. In fact, he is the only Licensed Financial Planner in…
Business Succession for Unlimited Liability
PUBLISHER : MALAYSIASME Most SMI-SME companies in Malaysia are categorised as family run business. According to PWC’s survey in year 2012, only 41% of owners intend to pass the business…
Business Succession for Limited Liability Company
PUBLISHER: MALAYSIASME. Private limited company segregates a business’s liability from the personal wealth of its shareholders. But in reality, financial institutions usuallyrequire the directors to act as guarantors for credit…
Civil and Mechanical & Electrical Engineering Insurance
Civil and M&E Project InsuranceDownload PUBLISHER: MALAYSIASME Sept 21, 2013. It is a very common project insurance for civil or M&E engineering works. All parties involved in any construction project…
Common Mistakes in Insurance Nominations
Common Mistakes In Insurance NominationsDownload PUBLISHER : MALAYSIASME. With implementation of new Financial Services Act in 2013, a policy holder can no longer act as his own trustee, restricting the…