Papers
"Learning is a treasure that will follow its owner everywhere". Hello, good day. Thank you for visiting my blog, which I treat this channel as an archive of my articles…
Health financing system unsustainable, time for a revamp
From 1997 to 2008, private healthcare expenditure grew modestly at 3.2% annually, but this surged to 7.2% from 2009 to 2016.https://www.freemalaysiatoday.com/category/opinion/2024/12/06/health-financing-system-unsustainable-time-for-a-revamp/?utm_source=whatsapp&utm_medium=share-button
传统价值观面对现实生活冲击孝顺何太难？
PUBLISHER: SIN CHEW DAILY 星洲网, MARCH 18, 2021. " 根据联合国一项研究，平均每个人生命中有88%时间都处于良好健康状况，余下的12%却会面对健康挑战。以大马人的人均寿命76岁来说，等于67岁以后就要面对健康问题。哈佛大学2016年曾与我国政府做过一项研究，结论是我们的卫生系统不对称，跟不上人口快速转变，无法迎合人民当前与未来需求。" ──张福艺（财务规划师) 【老有所依／02】传统价值观面对现实生活冲击 孝顺何太难？ - 副刊 | | 星洲网 Sin Chew Daily
How a Simple Will Helps in Business Succession
PUBLISHER: MALAYSIASME, JANUARY 27, 2014. You may have experienced in hindsight that sometimes a complex approach may not be the best solution to a problem especially if the complex approach…
Making Ends Meet in a Challenging Economic Situation
PUBLISHER: SMART INVESTOR, APRIL 2017. In one of Sun Tzu's "The Art of War", it quoted as "lf you know the enemy and know yourself, you need not fear the…
Playing Catch-up
PUBLISHER: THE EDGE, PERSONAL WEALTH, JAN. 18, 2016. Investors around the world are turning to computer algorithms, big data and robo-advisors to manage their wealth. How have these global trends…
Protection Against The Risk of Transportation and Handling
PUBLISHER: MALAYSIASME, JULY 27, 2013. If you are in business of imports and exports, trading or manufacturing, it is likely that you need to deliver finished products or equipment to…
Taxation on Estate Administration & Trust
PUBLISHER: MALAYSIASME, NOV. 15, 2014. Benjamin Franklin in a 1789 letter wrote that, “In this world nothing can be said to be certain, except death and taxes”. In fact, death…
Protecting Your Business from The Loss of Key Staff
Protecting Your Business from The Loss of Key StaffDownload PUBLISHER: MALAYSIASME, DECEMBER 13, 2014. Successful business is based on the contributions of people, especially keypersons. These persons are difficult to…
How our human intuition undermine our financial well-being
PUBLISHER: MONEY COMPASS, DECEMBER 2012. When it comes to the area of managing our wealth, we like to believe that we can make rational decisions for our financial well being. This…