Bliss in Your Pocket ...
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Hello, I'm Gavin Teoh
Licensed Financial Planner
The First Place Winner 2014 of PlanPlus Global Financial Planning Awards (Asia Region) for excellence in creating an outstanding Financial Plan and Statement of Advice, in addition to contribution to the profession.
Practice Director and Licensed Financial Planner of UOB Kay Hian Wealth Advisors Sdn. Bhd. for practice group – Centum Sage Advisory, and hold licenses for Financial Planning practice with Securities Commission of Malaysia and Financial Adviser Representative with Bank Negara Malaysia.
A trainer for professional development courses of Financial Planning Association of Malaysia (FPAM) for financial planning services industry (financial planning firms and banks), which is approved by Securities Industry Development Corporation (SIDC), a learning and development arm of Securities Commission of Malaysia. The two sought after courses for financial planners, financial adviser representatives and bankers are:
1, Advisory Skills in Financial Planning Practice
2, Essential Knowledge of Economics in Financial Planning Practice
– My Areas of Specialisation –
Holistic Financing Planning
We provide direction and meaning to your financial decisions through action plans in a well-crafted financial road map. The objective is to narrow down any gap between your financial aspirations and financial pursuits.
Risk-Adjusted Driven Investment Planning
We examine your investment philosophy and evaluates your financial aspirations. It would be an ongoing handheld process with investment coaching and strategy implementations as we aim to provide you a complete financial freedom.
FInancial Risk Transfer Planning
We make sure you have a peace of mind leaving no residual of financial hardship to your family members or yourself. It provides you with the most suitable pooled financing mechanism’s solution after careful consideration of your financial needs, constraints, and expectations.
Multi-generational Legacy Planning
We provide clarity to your philosophy and values towards family wealth. This planning process allows you to set out your guidelines and governance structure apart from bequest to ensure that your legacy is carried out for the benefit of your future generations.
SMI Financial Risk Advisory
The cutting edge of being independent financial advisors allows us to associate to many and most of the insurers in the market. Bagged with this advantage, we source for best solution and deal for our SMI clients. The speciality includes providing risk management advice of advanced insurance solutions for specific industry and unique requirement.
What Others Say About Me
“Bringing with him vast years of practicing experience, Gavin and his practice team – Centum Sage, is one of the leading and progressive practices in UOB Kay Hian Wealth Advisors since 2010.
Because of his background in engineering, he is very much of a process person, and have developed his own financial planning processes incorporating behavioral science. I am very privileged to join one of his training sessions recently and found his method is unique yet practical.
Many times, clients are often affected by their own emotions, biasness, social influence, and very much self-deception that we mistakenly think we know more or better than we actually do, which we tend to miss information that we need to make an informed decision.
Gavin and his team – Centum Sage are just the right financial planners to guide you to achieve your financial aspirations in life. “
Alvin Tan Chin Cherng CFPTM
CEO, UOB Kay Hian Wealth Advisors Sdn. Bhd.
President, Financial Planning Association of Malaysia (FPAM) (Current)
Former President, Association of Financial Advisers (AFA) Malaysia (2019-2021)