Financial Planning
From 1997 to 2008, private healthcare expenditure grew modestly at 3.2% annually, but this surged to 7.2% from 2009 to 2016.https://www.freemalaysiatoday.com/category/opinion/2024/12/06/health-financing-system-unsustainable-time-for-a-revamp/?utm_source=whatsapp&utm_medium=share-button
PUBLISHER: SIN CHEW DAILY 星洲网, MARCH 18, 2021. " 根据联合国一项研究，平均每个人生命中有88%时间都处于良好健康状况，余下的12%却会面对健康挑战。以大马人的人均寿命76岁来说，等于67岁以后就要面对健康问题。哈佛大学2016年曾与我国政府做过一项研究，结论是我们的卫生系统不对称，跟不上人口快速转变，无法迎合人民当前与未来需求。" ──张福艺（财务规划师) 【老有所依／02】传统价值观面对现实生活冲击 孝顺何太难？ - 副刊 | | 星洲网 Sin Chew Daily
PUBLISHER: MALAYSIASME, JANUARY 27, 2014. You may have experienced in hindsight that sometimes a complex approach may not be the best solution to a problem especially if the complex approach…
PUBLISHER: SMART INVESTOR, APRIL 2017. In one of Sun Tzu's "The Art of War", it quoted as "lf you know the enemy and know yourself, you need not fear the…
PUBLISHER: THE EDGE, PERSONAL WEALTH, JAN. 18, 2016. Investors around the world are turning to computer algorithms, big data and robo-advisors to manage their wealth. How have these global trends…
PUBLISHER: MALAYSIASME, NOV. 15, 2014. Benjamin Franklin in a 1789 letter wrote that, “In this world nothing can be said to be certain, except death and taxes”. In fact, death…
"Learning is a treasure that will follow its owner everywhere". Hello, good day. Thank you for visiting my blog, which I treat this channel as an archive of my articles…
PUBLISHER : FPAM 4E JOURNAL Vol.18, No.2, 2Q2017 Gavin Teoh, CFP, IFP, is no stranger to the financial planning profession. In fact, he is the only Licensed Financial Planner in…
Common Mistakes In Insurance NominationsDownload PUBLISHER : MALAYSIASME. With implementation of new Financial Services Act in 2013, a policy holder can no longer act as his own trustee, restricting the…
Family Leadership and SuccessionDownload PUBLISHER: MALAYSIASME. As the family, its business and wealth grow, external and internal challenges may pose an existential threat to it. A formalised process of governance…