SMI Financial Risk Advisory
The cutting edge of being independent financial advisors allows us to associate to many and most of the insurers in the market. Bagged with this advantage, we source for best solution and deal for our SMI clients. The speciality includes providing risk management advice of advanced insurance solutions for specific industry and unique requirement.
“Human Capital”
Human Capital is defined as the set of knowledge, skills, competencies and abilities that are embodied in individuals, and in which individuals acquired over time, through training, education, work experience, medical care and migration. Its stock could increase through good health status, apart from better education and new learning.
Good health increases workforce productivity and wages by reducing incapacity, debility, and the number of days lost to sickness. Healthier and better educated workforce are more likely able to spur productive labour force that could consequently stimulate the employer’s business and national economic growths.
Aside from that, a successful business is based on the contributions of talented people who possesses certain qualities in leadership, namely the key persons. These persons are difficult to replace because of their high level of human capital owing to unique combination of skills, experience, specialised knowledge and decision-making prowess.
"Take away my factories, my plants; take away my railroads, my ships, my transportation; take away my money; strip me of all these, but leave me with my people, and in two or three years I will have them all back again."
~ Andrew Carnegie
“Human Capital Investment is one of the best you can ever make. Buildings become dilapidated, machines become obsolete, what you invest in people will always appreciate and be appreciated. ”
Service Overview
We are in touch long with these industries …
SMI Financial Risk Advisory
SMIs are constantly exposed to various risks which affect their operations. These risks may pose adverse consequences to the three main assets of a company – the financial assets, physical assets (stocks, machinery & property) and its human capital.
Throughout more than 20 years of rich experience since day one of my practice with good understanding of technical terms of engineering works and nature, I have frequently been engaged by SMIs involved in engineering works, manufacturing and professional services to plan and source insurance solutions to manage their risk management requirements. This includes advanced insurance solutions such as liability protection on specific industry and unique requirement, and also trade credit protection for SMIs.
We have the cutting edge of being independent financial advisors, which allows us to associate to many and most of the insurers in the market. Bagged with this advantage, we source for best solution and deal for our SMI clients. Above all, we have vast experience in dealing with complicated and unique requirements set by your industry and understanding your business’ financial risk concerns.
We advise and source for the best commercial insurance solutions from marketplace.
Some Great Achievements:
- Comprehensive insurance solutions for international and national sport events.
- Product Liability Insurance for manufacturer of exported oil & gas engineering products.
- Professional Indemnity Insurance for industries like security force and property valuation which are commonly not under treaty of insurers’ purview.
- Comprehensive General Liability for suppliers and service providers of multi-national companies.
- Technology and Telecommunication Professional Liability Insurance for IT provider of an international bank.
- Employee Benefits Scheme for multi-national company.
- Trade Credit Insurance for equipment trading company.
- Total insurance solutions for some high precision tooling fabricators supporting semiconductor industry.
- Professional Indemnity Insurance for professionals.
- Electronic All Risk Insurance coverage for high end machines of a vocational training centre.