PUBLISHER: MALAYSIASME, MAY18, JUNE 1 & JULY13, 2013.
Think about it for a moment: the pride of your efforts and success could go up in smoke, in a second — literally. Although you may have your premises insured against fire and theft, have you ever thought of the other risks that your premises are exposed to? Unfortunately, most business owners will only discover the omissions of other risk covers in their insurance policies when claims are made. This could arise because they may have overlooked exposure, or the insurance agent may not have conducted a proper risk assessment, which means they did not recommended the appropriate type of cover.